Skip to Content

Top Pet Insurance Plans for Your Yorkshire Terriers Full Guide of 2024

This site is supported by our readers. We may earn a commission, at no cost to you, if you purchase through links.

yorkshire terrier pet insuranceSmall paws leave big paw prints on our hearts. When your Yorkshire Terrier snuggles up on your lap, you’d do anything to keep them happy and healthy.

But Yorkies are prone to health problems that can cost thousands in vet bills. As your trusted veterinarian, I recommend pet insurance to give your Yorkie the coverage they deserve.

Premiums start around $15/month, and you’ll have peace of mind knowing you can afford the care your pup needs.

Let’s protect your pocket-sized pup with nose-to-tail pet insurance designed for Yorkies.

With the right plan, you won’t think twice about getting your furry friend the treatment they need.

Key Takeaways

  • Yorkshire Terriers are prone to health issues like luxating patella, dental disease, hypoglycemia, and collapsing trachea, making insurance advisable.
  • Monthly premiums for Yorkshire Terrier insurance start at $15, with typical deductibles ranging from $100 – $500 per year.
  • Yorkshire Terrier insurance policies reimburse 80-90% of costs for covered conditions like surgery and medication.
  • Regular dental cleanings, weight control, and supplements like glucosamine can help prevent health issues in Yorkshire Terriers.

Why Get Pet Insurance for Your Yorkie?

Why Get Pet Insurance for Your Yorkie
As a Yorkie owner, you understand the potential for health issues like luxating patella and dental disease. Pet insurance helps reduce financial stress by covering vet bills that can easily run into the thousands of dollars.

Cost of Yorkie Health Issues

  • Luxating patella surgery: $2,000 – $5,000
  • Hypoglycemia treatment: $500 – $3,000
  • Dental disease care: $250 – $3,000
  • Tracheal collapse surgery: Up to $6,500

Treatment costs can add up quickly for Yorkies due to breed-specific risks like tracheal and dental issues. Insurance options such as wellness plans provide financial protection against these expensive medical costs through preventive care and coverage of genetic conditions.

Benefits of Having Coverage

With pet insurance, you can relax knowing your Yorkie is financially protected against breed-specific health issues and costly accidents. As a Yorkie owner, getting pet insurance provides vital benefits like financial security, peace of mind, and the ability to focus on your pup’s health rather than costs.

You’ll have support paying for expensive treatments, medication, surgeries, and emergency care. Plus, preventive vet visits will be more affordable. Choose a plan with breed-specific coverage so your Yorkie is fully protected.

Insurance lets you give your Yorkie the best care while avoiding financial stress when health problems arise.

Common Health Problems for Yorkies

Common Health Problems for Yorkies
As a caring Yorkshire Terrier owner, you know that dental disease, luxating patella, and collapsing trachea are unfortunately common health issues for our petite canine companions. Staying on top of regular dental cleanings, early detection of joint problems, and proactive monitoring for respiratory distress are essential parts of providing your Yorkie with the best care possible.

Monitoring your dog’s oral health, being attentive to any changes in their gait or reluctance to jump, and watching for coughing or wheezing can help you get your Yorkie the treatment they need as soon as issues arise.

With attentive, proactive care and strong partnerships with your vet, you can help your Yorkie live their healthiest, happiest life.

Luxating Patella

Although painful, a Yorkie’s luxating patella can often be treated with conservative management if caught early, saving you thousands in surgery costs.

  1. Have your vet examine your Yorkie’s hind legs regularly.
  2. Restrict jumping and use ramps instead of stairs.
  3. Maintain a healthy weight to avoid excess pressure on the kneecaps.
  4. Consider supplements like glucosamine to support joint health.
  5. If surgery is needed, pet insurance can help cover the $2000-$5000 cost.

Dental Disease

That’s why it’s vital you schedule regular teeth cleanings for your Yorkie. Daily brushing prevents the buildup of plaque and tartar on teeth. Annual professional cleanings remove hardened tartar. Extracting diseased teeth costs $150-$300 per tooth.

Dental treatments can easily exceed $1,000. Protect your Yorkie with dental insurance, budgeting $500-1,000 annually for dental care. Regular at-home and professional cleanings will save your Yorkie from dental disease.

Collapsing Trachea

You’d be hard-pressed to cough up the funds for treating a collapsed trachea in your Yorkie without pet insurance. Collapsing trachea causes life-threatening respiratory problems. Surgery can cost upwards of $3,500.

Lifelong medication may run into the hundreds per month. Prevention starts with responsible breeding, but accidents happen. That’s why pet insurance can help lighten the financial burden for Yorkie owners facing frightening tracheal issues.

Choosing a plan that covers hereditary conditions may help Yorkie owners breathe easier if their tiny pup develops this common purebred problem.

How Much Does Yorkie Pet Insurance Cost?

How Much Does Yorkie Pet Insurance Cost
You’ll save hundreds when unexpected accidents or illnesses strike your precious pooch.

  • Monthly premiums typically range from $22 to $49 depending on your Yorkie’s age, breed, location, and desired coverage.
  • Deductibles are usually $100 to $500 per year. You pay this amount before coverage kicks in.
  • Reimbursement rates are commonly 80-90%. This is the percentage of the vet bill your insurer pays after the deductible.

The best way to get an accurate quote is to use a pet insurance comparison tool. Enter details about your Yorkie like age and location. Then adjust coverage options to see costs change in real time. This makes it easy to find the right plan at the best price.

With insurance, you can rest easy knowing your Yorkie is protected if catastrophe strikes.

Comparing Pet Insurance Plans for Yorkies

Comparing Pet Insurance Plans for Yorkies
To get the best coverage for your Yorkie, you’d better compare personalized quotes from top providers. Look at the coverage options, premium prices, exclusions, and customer reviews to find the right fit.

Yorkies are prone to breed-specific conditions like luxating patella and periodontal disease, so make sure those are covered.

Compare policy features like annual limits, deductibles, and reimbursement rates. Provider options range from nationwide companies to local insurers, so weigh factors like reputation and customer service.

While pet insurance entails an ongoing expense, it provides peace of mind by mitigating the financial risks of vet bills for your beloved Yorkie’s health issues and injuries.

Making Claims With Your Yorkie’s Pet Insurance

Making Claims With Your Yorkie
With your Yorkie’s insurance, filing claims is quick by uploading the vet diagnosis and invoice through your online account for reimbursement.

After your vet visit, simply log into your secure online account and submit a claim.

Most companies process claims within 2 weeks, then directly deposit the reimbursement into your bank account.

To receive your payout, be sure to submit all documentation like notes on symptoms, test results, and the itemized invoice itself.

Having pet insurance can provide peace of mind knowing you’ll get financial assistance for your Yorkie’s accidents, injuries, or illnesses. You’ll rest easy knowing claims get processed quickly, so you can focus on your pup’s health and recovery.


You bring up excellent points about why pet insurance is so important for Yorkshire Terriers. As a veterinarian who sees many Yorkies in my practice, I always recommend pet insurance to owners. For example, just last month I treated a Yorkie named Bella who needed $5,000 knee surgery for luxating patella.

Her owners were relieved they’d had pet insurance to help with the unexpected bill.

When choosing pet insurance for your Yorkie, make sure to choose a plan that covers common health issues like luxating patella, dental disease, and collapsing trachea. Review policy details closely and ask questions to ensure you pick the right coverage.

With the proper Yorkshire Terrier pet insurance, you can provide your Yorkie with excellent care while avoiding financial strain.

Avatar for Mutasim Sweileh

Mutasim Sweileh

Mutasim is the founder and editor-in-chief with a team of qualified veterinarians, their goal? Simple. Break the jargon and help you make the right decisions for your furry four-legged friends.